Student Loan Repayment Consulting

Need help repaying student loans? Our experts will devise the best student loan repayment plan for you and your budget.

With more than 35 years of education financing experience, our experienced consultants understand the intricacies and necessary steps to save money on your student loan repayment. We can guide you through a sometimes confusing and frustrating repayment process.

Affordable counseling for the people who need it most

Drowning in student loan debt? Can't afford your monthly payments? We could you save hundreds of dollars each month on your student loan bill.

Personalized solutions tailored to your needs

From Income Based Repayment to deferment and consolidation, we have the expertise to devise a repayment plan that works best for your individual situation.

Flexible, attentive service

No matter where you're located, we'll work with your schedule to utilize the most convenient and effective student loan consulting options: online, telephone, or face-to-face.

Our Process

Whether you just graduated, are still in college, or have been out of school for years, we can help you manage your student debt and make your monthly payments more affordable. Contact us and we'll design a custom plan tailored to your individual needs. Or call us at 716.745.7286 for a free consultation.

We'll use this 4-step process to evaluate your individual needs and determine the best repayment plan for your situation.

Step 1 - Discovery Phase:

  • Specialize in the confidential management of your student loans
  • Discuss individual needs and resources to make repayment
  • Review your educational loans (Stafford, Direct Subsidized/Unsubsidized, Perkins, PLUS, GradPLUS, Private/Alternative Loans) and current loan terms

Step 2 - Loan Repayment Analysis:

  • Explain the basics of student loan repayment options
  • Outline student loan repayment strategies (i.e. lower monthly payment, consolidate monthly payments, pay off high interest rate loans, fixed interest vs. variable rate loans, etc.)

Step 3 - Application(s) Review and Input:

  • Provide independent objective repayment options
  • Guidance with the application(s) process, from organizing eligible loan types to online repayment application
  • Assist with all required information for selected repayment option

Step 4 - Loan Repayment Final Review:

  • Review selected repayment plan terms and benefits
  • Define how your student loan repayment plans could change over time
  • Confirm your student loan repayment plan is in effect

Benefits

By enrolling in our Loan Repayment Solutions service, you'll receive:

  • Repayment Plan Advisement: We'll review all educational loans under the student and parents' names and explain general repayment terms and options, including deferment and forbearance.
  • Education Loan(s) Strategic Summary: College Financing Group will categorize each borrower's education loan and consult with the borrower to determine available cost-effective repayment options.
  • Loan Consolidation Advisement and application assistance: We will explain Loan Consolidation and assist with the online application process, if applicable.
  • Personal Advisor Consultation*: College Financing Group experts will quickly answer all of your student loan questions.
  • College Financing Group Repayment and Consolidation Tip Sheets: These materials will serve as a guide for you to follow once our consulting service is complete.

Let's talk student loan repayment

Fill out the form below or call Rick & Andy at 716.745.7286 and we'll let you know how we can design the best repayment strategy for your circumstances.

    Name

    Email

    Best phone number to reach you at

    Which of the following best describes your situation?
    Former college studentParent of a former college studentCurrent college studentParent of a current college studentOther

    Is there a day/time of day that would be most convenient for us to call?

    Anything else you’d like us to know?

    * College Financing Group experts will answer your questions via e-mail and/or phone within 24 hours. In person meeting with a College Financing Group representative outside of NY will result in additional charges above the membership subscription.
    "I contacted College Financing Group to assist in my student loan repayment. At the time I had loans through multiple lenders and needed assistance in finding a repayment plan that worked with my budget. With their expertise, they guided me towards a new repayment plan. I can now stay afloat and not stress about how I am going to pay my next bill." --Christine C., Niagara Falls, NY

    Get help repaying your student loans and lower your monthly payments today. Call us at 716.745.7286.

    Not sure if we're right for you? Want more information?

    Fill out the form below and we'll let you know how we can design the best repayment strategy for your circumstances.

      Name

      Email

      Best phone number to reach you at

      Which of the following best describes your situation?
      Former college studentParent of a former college studentCurrent college studentParent of a current college studentOther

      Is there a day/time of day that would be most convenient for us to call?

      Anything else you’d like us to know?

      The FAFSA and EZ FAFSA are free forms that may be completed without professional assistance via paper or electronic versions (fafsa.gov)
      We're partnered with 320 not-for-profit credit union lenders. Learn more about private student loans or student loan refinancing